Open enrollment & new hire enrollment
- Medical & prescription
- Dental
- Vision
- Flexible Spending Accounts
- Optional life & AD&D insurance
- Legal plan
2025 Enrollment Guide
See instructions below to make your elections.
AU offers full-time faculty and staff a choice between two dental plans through
The Basic Plan covers screenings, cleanings, fillings, periodontics, and is available for a lower monthly cost. For the Basic Plan, you must choose a dentist who is in the Delta Dental PPO network.
The Comprehensive Plan helps you pay for most necessary dental services and supplies, including orthodontia. PPO, Premier®, and out-of-network dentists are covered in the Comprehensive Plan.
AU contributes to the cost of your dental coverage: 25% for individual and 20% for individual +1 and family coverage. Your cost for dental coverage is deducted from your pay on a pre-tax basis.
Your portion of the cost of the medical coverage is deducted from your pay on a pre-tax basis.
Employee Monthly Cost | Delta Dental Basic | Delta Dental Comprehensive |
---|---|---|
Individual |
$21.14 |
$26.60 |
Individual + 1 |
$45.10 |
$56.76 |
Family | $65.38 | $82.26 |
Delta Dental Basic1 | Delta Dental Comprehensive2 | |||
---|---|---|---|---|
PPO Dentist | Delta Dental Premier & Non-PPO Dentists | PPO Dentists | Delta Dental Premier & Non-PPO Dentists | |
Reimbursements are based on Delta Dental’s maximum contract allowances, not necessarily each dentist’s submitted fees. Limitations or waiting periods may apply for some benefits, and some services may be excluded from your plan. 1 Basic Plan: Fees are based on PPO fees for PPO dentists. Services by Premier or non-PPO dentists are not covered. |
||||
Deductible Waived for diagnostic, preventive and orthodontics |
$50 individual $150 family |
Not applicable |
$50 individual $150 family |
$50 individual $150 family |
Plan maximum |
$1,000 per person |
Not applicable |
$2,000 per person $1,500 per person |
$2,000 per person $1,500 per person |
Diagnostic and preventive services3 4 Oral exams, cleanings, x-rays, and sealants |
100% of allowed benefit No deductible |
Not covered |
100% of allowed benefit No deductible |
100% of allowed benefit No deductible |
Basic services Fillings and posterior composites |
50% of allowed benefit after deductible |
Not covered |
80% of allowed benefit after deductible |
70% of allowed benefit after deductible |
Endodontics Root canals |
50% of allowed benefit after deductible | Not covered | 80% of allowed benefit after deductible | 70% of allowed benefit after deductible |
Periodontics Gum treatment |
50% of allowed benefit after deductible | Not covered |
50% of allowed benefit after deductible |
40% of allowed benefit after deductible |
Oral surgery Incisions, excisions and surgical removal of tooth |
Not covered |
Not covered | 80% of allowed benefit after deductible | 70% of allowed benefit after deductible |
Prosthodontics Bridges, dentures and implants |
Not covered |
Not covered |
50% of allowed benefit after deductible |
40% of allowed benefit after deductible |
Orthodontic services Adults and children |
Not covered |
Not covered | 50% of allowed benefit after deductible | 50% of allowed benefit after deductible |
The Basic Plan requires that you choose a PPO network dentist. Please contact your dentist's office to confirm that they are a participating Delta Dental PPO provider.
The Comprehensive Plan lets you select any licensed dentist, but greater cost savings are realized when you select a dentist who participates in the Delta Dental PPO or Premier network. Please contact your dentist's office to confirm that they are a participating Delta Dental PPO, Premier, or non-participating provider.
To find a participating dentist, check your benefits, review the plan, or print dental ID cards online, visit www.deltadentalins.com. If you have questions about your dental benefits, contact Delta Dental at 800-932-0783.
If your dental care will be extensive, ask your dentist to complete and submit a claim form to Delta Dental for a predetermination of benefits. Delta Dental will advise you exactly what procedures are covered, the amount that will be paid toward the treatment, and your financial responsibility.
Discount dental benefits are available through CareFirst’s BlueChoice network. The dental plan is administered by The Dental Network and provides discounts of 20% to 40%.
To find a participating provider, visit www.carefirst.com.
Kaiser HMO also provides discount dental benefits to participating members.
Kaiser's discount dental benefits are administered by Liberty Dental Plan and provide preventive care services after a $30 copay and other services according to a fee schedule.
For an up-to-date list of dental providers and the fee schedule for the $30 preventive plan, visit www.kp.org/dentalprovider/mas.
American University makes every effort to ensure the accuracy of the information that appears on the benefits site. However, if there are discrepancies between the information presented and the legal documents governing a plan or program (the "plan documents"), the plan documents will always govern. American University reserves the right to amend or terminate any benefit plan at its sole discretion at any time, for any reason.
2025 Enrollment Guide
See instructions below to make your elections.
You’ll see one of the following options:
To add dependents
After you’ve made your elections click Review and Sign at the bottom of the screen. Review the summary, check "I Accept," and then click Submit and Done.
Customer service: 800-932-0783
www.deltadentalins.com